Welcome to 5 Oak Ln, Stafford, VA 22556—a stunning 3-bedroom, 2-bathroom waterfront retreat (with a beautiful private pool) nestled in the community of Lake Arrowhead, where you'll enjoy the benefits of a lake community, yet find NO HOA dues! This charming ranch-style home with a walkout basement offers a total of 2,654 square feet of beautifully updated and modern living space. As you step inside, you’ll be welcomed by all of the natural lighting and a fully renovated interior. In 2024, the home received new flooring throughout, including plush carpet and stylish LVP, along with fresh paint and updated hardware, plumbing and electrical fixtures. The kitchen has been tastefully upgraded with Quartz countertops and features sleek stainless steel appliances. The main level includes a family room as you enter the home, the beautiful kitchen, dining area, a spacious master suite with a walk-in closet and an updated primary bath, as well as two additional nice sized bedrooms and another updated full bath. The partially finished basement adds even more versatility to this home, offering a perfect space for a second family room, a game room or a home office. Plus, there's potential to finish the basement further, creating additional living space and building equity—whether you envision an extra bedroom, bathroom, or something else entirely. Step outside to your private sanctuary. Enjoy stunning waterfront views, a refreshing above-ground pool, and lush landscaping. The stamped concrete patio and sidewalk are ideal for entertaining, while the fenced-in yard ensures privacy and security. Additional features include a one-car garage, a paved driveway, and a shed for extra storage. The private lake is perfect for fishing, paddleboarding, and kayaking, while the private beach and covered pavilions offer a perfect spot to relax and unwind. Don’t miss your opportunity to own this waterfront gem in Lake Arrowhead—homes like this won’t stay on the market for long!